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Mortgage Calculator

Monthly payments, total interest, and repayment plan

mortgagemonthly paymenthome loan

📖 How to Use

Enter the property price
Select or enter the down payment percentage
Enter the annual interest rate
Select the loan term
Click Calculate Mortgage

📐 Formula

Loan = price × (1 − down payment%)
Monthly = Loan × r × (1+r)^n / ((1+r)^n − 1)
Total interest = monthly × n − Loan

❓ FAQ

What's the minimum down payment?▾

Typically 20% for a first home and 30–60% for a second home, depending on local policy.

What is the housing fund loan rate?▾

Rates vary by region and year. Check your local housing authority for current rates.

🔗 Related Calculators

🏦

Loan Calculator

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📈

Compound Interest Calculator

Calculate compound interest returns

📋

Amortization Calculator

Generate detailed loan repayment schedule

About Mortgage Calculator

This tool is completely free, no registration required. Works directly in your browser. Supports both PC and mobile devices.

Mortgage Calculator is a free online tool that works on both PC and mobile. No registration or download required — just open in your browser. Results are accurate and reliable for everyday use and professional reference.